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LTO Car Registration Tips

LTO Valenzuela

Normally when you buy a brand new car it comes with a 3 year LTO registration and like everyone else I had to register the car at LTO after it expires. Before you head on to the nearest LTO in your area make sure that the car is under your name. Although from what I heard you can register the car even if it’s still in the process of Ownership Transfer.

Let’s start with the transfer of ownership. When I got my car from Toyota Otis last 2010, it was on a lease agreement with Toyota Financial Services. This was the easiest and fastest way to get a car that time. When I paid off everything I had to go to their office in Makati to get the documents (OR, CR, Document indicating ownership from the lender) and when I got back I had to start the process of Ownership Transfer. I though it would be that simple. What could be so hard right? When I met up with my original car sales agent I was advised to go and get a Police Vehicle Clearance at a satellite Police Station near Sto. Domingo Church near Quezon Avenue. Tip number 1: Do not waste your time by going to this Police Station. THE PLACE IS FILTHY! THE PEOPLE THERE ARE SO SLOW! YOU WOULDN’T FEEL SAFE AND IT’S SO HARD TO LOCATE! (Specially if you’re not from the area) One more thing that really stressed me out is after waiting for 1 hour I was told that they ran out of theOrder of Payment Slip which you would need to make a payment at Landbank to start the process. So I just wasted gas and my time going there and waiting for nothing. I suggest going directly to Camp Karingal and get your car’s clearance there.

Camp Karingal opens as early as 7AM. Here are the steps…

1. Bring your documents original and photocopies inside and have them check it.
2. Get an Order of Payment
3. Head over to Landbank at the QC City Hall (kinda stupid since you have to go out of the camp to make the payment). Paid around PHP 300 – 350 not sure with the exact amount it’s been a while.
4. Head back to Camp Karingal and handover the payment slip
5. You will be directed to bring the car to the stencil area and have one of the guys there do their job (usual tip is PHP 20 to 50)
6. A policeman will then come to your car and someone will take a photo of you, him, and the car showing the license plate.
7. Wait for your Police Car Clearance

I then gave the clearance to the car sales agent and to transfer the ownership to your name you have to go to the original LTO branch where it was originally registered. For this I just paid 2500 for a liaison to process it for me. Just don’t wanna deal with the hassle.

After almost two weeks (would have been shorter if it wasn’t for the election 2013) I got a confirmation from my agent that the Ownership Transfer is complete and the OR and CR are ready for pickup. Went to pickup the documents and went to LTO Valenzuela to process the registration. Do check this table for your yearly schedule so you don’t get penalized for late registration.

Got to LTO Valenzuela around 3PM. Went straight to the Information Desk and asked for directions. The guy was helpful and asked for the OR and CR and told me to follow a guy to get an emission test. So here’s what happened:

1. Emission test took 5 minutes paid PHP 400
2. Took the car and park at LTO and was directed to get a TPL worth PHP 800. Took around 10 minutes. I know for a fact you can get TPL (Third Party Liability) cheaper. I got a receipt and it says

Plaridel Surety and Insurance Company
Premium PHP 560
Documentary Stamps PHP 56
Fire Service Tax / Premium Tax / E-VAT PHP 70
Local Govt Tax PHP 114
Total PHP 800

3. Someone from LTO had to stencil the engine and the inside of the car again and I gave him PHP 50 as tip. Took around 10 minutes.
4. Got the document back and had it check and signed by a LTO assessor
5. Paid the fee worth PHP 1929.06 Took around 15 minutes.

Change venue fee PHP 100
Cost Sticker PHP 50
Legal Research Fund PHP 10
Comp Fee PHP 169.06
Total PHP 1929.06

6. Waited for the sticker. This took me almost 2 hours!!! I don’t know what’s with the stickers and it took forever.

The OR was also returned to me with the stickers. I suggest you guys have it photocopied and put it in your car and keep the original at home.

Over-all the process was very tiring and there’s so many ways to improve the process to eliminate the possibility of corruption but I guess it would take a really good leader within the LTO to make major improvements. Hope this guide help those who will be going through the same thing I had to go through. (Can’t believe I have to do this every year! Grrrr!) If I missed anything feel free to leave a comment.

  1. May 15, 2013 at 9:43 am

    Such a helpful entry. 🙂

  2. July 5, 2013 at 12:16 am

    I seriously do not believe I would ever be able to keep
    up with maintaining a website like it! Magnificent work and I would like to see you maintain the
    quality for a good long time.

  3. t
    July 17, 2013 at 11:26 pm

    very helpful – just a question, what would be the tolal (estimate) fee overall? thanks

    for new and old vehicles

    • July 18, 2013 at 5:58 am

      It depends if you already have the insurance plus in my case i had someone else process the transfer of ownership.

  4. Hulios
    July 20, 2013 at 7:50 pm

    Question, do you have any idea how the penalty for late registration is computed? Mine is almost 1 month past due of the scheduled registration. As per the MV Registration FAQ in the LTO Website:

    “4. How much is the fine for a late registration?

    There is a weekly fine for late registration of Php200.00. And for a month delayed of payment, the fine shall become 50% of the MVUC.”

    I am confused. From what I understand, every week that passes is Php200 which adds up. I am on my 3rd week past the registration week so I guess I am up to Php600 on my penalty?

    What concerns me more is the Month delayed. It did not specify if its a monthly penalty. >.<

  5. Michelle
    October 8, 2013 at 3:40 pm

    Question: I notice that your MVUC is only 1600..Mine is a toyota corolla 98 and LTO charged me 2000 for the MVUC alone?

    • October 9, 2013 at 7:33 pm

      I guess it depends on which LTO branch you have it done.

  6. azerr
    November 7, 2013 at 8:54 pm

    bro tanong ko lng magkano yung multa kung 3 week na di ko na ipa renew ang car ko bale 780 ang plate number nya thnksssssssssssss

    • November 7, 2013 at 9:51 pm

      Check out the link i posted for the LTO fees 🙂

    • June 27, 2016 at 7:44 am

      All late, pay mo half the present payment plus the present payment

  7. April 9, 2014 at 5:42 pm

    Hi I hope you don’t mind me sharing that you can now buy your CTPL online and have it delivered to your home. It’s genuine and hassle-free. http://www.insuranceboss.ph .(When checking out, use promo code “FHM” to get P100 off!)

  8. malynreyes
    June 30, 2014 at 10:25 am

    ask ko po do the car that have been gone to three yrs registration had to pass thru stradcom in order to review the amt aid fr the registration o they call RSU. . it cause the delay of my renewal . they are in process wth stradcom taguig. i need advised. can i be penalized for using my car without sticker? how much is the penalty and who are the persons required to penalized me. i have only receipt f ayent issued by my liaison agent and my receipt of emision test all my documents aee with lto taguig waiting assessment from stradcom. thank you po.

    • June 30, 2014 at 11:16 am

      Hopefully someone reading this can answer your inquiry.

  9. July 1, 2014 at 6:39 am

    My dad bought a second hand car last year, ownership has not been fully transferred yet, its still registered under the name of the original owner, it was registered last october 2013, plate number ending in 86, a 2003 model. when do we have to register it again?

  10. Apol
    July 7, 2014 at 8:29 pm

    Any type of vehicle are the same fee to lto?

  11. aat
    August 11, 2014 at 4:18 pm

    Hi sir,

    Can you share the contact details of the liaison who processed the transfer of ownership? I also sent you a pm. I hope you don’t mind. Tnx!

  12. January 27, 2015 at 11:22 pm

    Ask ko lang po nagpa register po kami ang ending namin ay 21 nabigay po sa amin ang or pero wala po sticker pano po ba yun isasabay na sa new plate o pag release po ng or sabay po dapat yun not unless na no available

    pero dapat may naka stamp na no stickers available ang receipt? hoping for your reply thanks..

  13. jhet
    April 21, 2015 at 11:17 pm

    Sir.. how much is the total cost of your registration? And how much is the penalty per year? Because i have a friend and his car is already 5 years not registered. Do you have any idea how much will it cost to renew the registration?

    Thanks for the answer..

    • May 8, 2015 at 12:12 am

      It’s best to ask LTO for that sir.

  14. mg
    August 24, 2015 at 5:38 pm

    I wonder why LTO bacolod can not renew our vehicle’s registration. Ours was bought in Cebu and either we need to pay extra money for someone from the office to go to Cebu and process it, or we have to take our vehicle to cebu all the time.

    isn’t it supposed to be nationwide? Are we the only one having this problem with LTO Bacolod?

  15. Clemente B. Villarosa Jr.
    June 7, 2016 at 11:03 am

    sir can i ask some question, if i buy brand new car homny years will be expired of register

    • July 14, 2016 at 8:33 am

      That depends sa usapan nyo ng binilan mo ng car.

  16. Kakita
    July 14, 2016 at 1:36 am

    Hi sir, nice post! Question about the lease, I’ve just got a car from Toyota Financial Services on a 5 year lease. At the end of the lease, magiging sakin ba yung car or do I need to return it to Toyota? Sa lease contract kasi may stipulation dun sa Article 11 regarding Return. Medyo confused lang ako. First time car owner din kasi. Thanks!

    • July 14, 2016 at 8:33 am

      Actually once everything is paid for Toyota will release your documents and you can either go to the LTO branch where it is registered for the transfer of ownership to your name or have someone do it for you.

      • Kakita
        July 14, 2016 at 8:50 am

        Thanks a lot Sir!

  17. Jeb Lumena
    March 8, 2017 at 6:29 pm


    Just saw your post when searching for toyota lease agreement.

    I just received my copy toyota lease contract. Upon reading the contract on the section title Return I got surprised I’m required to return unit at end of contract. My sales agent during the signing says the unit will be mine after 5 years.

    Is that really the case? I have to return or it becomes mine and I need to process the transfer? Please let me know your experience on this as this is my first time with TFS.


    • March 8, 2017 at 7:10 pm

      Technically Toyota owns your car. At the end of the lease you would have to process the transfer which will make you the second owner of the car.

  18. Bernie doma
    March 9, 2017 at 10:11 am

    Hi, my first registration after 3 yrs.. any idea how much, ung renewal fee? And including ung sa update ng plate sa file nila? Thanks!

  19. Bernard B Pia
    October 5, 2017 at 7:51 am

    What is 3/4th year need to pay sa LTO…. the car is brand new and its first renewal after 3 yearz

  20. Jen
    May 15, 2018 at 7:06 pm

    Hello po, for tfs po ba, bawal po talaga ang improvements and installation of devices,nakalagay po kasi sa contract.
    Thank you po in advance

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